What motivates smart talented people to commit fraud?

There are some smart and talented people who get caught for fraud all the time and end up in jail or prison for it. Now what motivates these people to do this? Some people have tunnel vision and having a single-minded focus can blind people. The power of names, like the use of nicknames and euphemisms for questionable practices can free them for their moral connotations, making them see it more acceptable. Social bond theory, employees can begin to feel more like numbers or cogs in machines; when these people start to feel detached they are more likely to commit fraud, steal, or hurt the company. The Galatea effect, their self image can determine their behavior; people who have a strong self image are less likely to do unethical things. Acceptance of small theft, when they have temptations to take small things like sugar packets or toilet paper and those small thefts are ignored they are more likely to commit bigger ones then. Conspicuous consumption, extreme wealth or environments that have extreme wealth can lead to some unethical behavior in people; the presence of more money makes people more selfish. The Pygmalion effect, the way some people are seen and treated can influence the way that they act. Winner take-all competition, when there is a defined winner and loser people are going to be more likely to cheat.